Customer Testimonials

Real testimonials from Real customers!
If you're ready you can apply at any time!
Celebrating 11 YEARS of Service!

Dear Mr. Barth,

"I just closed a loan with Scott Merdes and sent the comment card back this morning via mail. However, I wanted to let you know that I have had to move around a lot in 25 years and think I have closed 12-15 loans for homes and refinancing and I have never had such a great experience. Scott Merdes was the first loan officer I have ever worked with who was actually right on top of everything. I had a copy of my appraisal before I even asked for it, which has never happened before and it is the first time that I sat down at closing and didn't have some type of information snag where a call or fax had to be made to rectify it. He always provided me with numbers and any information that I asked for in a timely if not speedy fashion. For the loan to close as quickly as it did, with the mortgage industry being swamped is a testament to Scott and your organization. When I started the search, I was a little leery of doing business totally over the internet with someone on the other side of the state but all I can say is I got very lucky. Although I probably won't need your services for some time, I have recommended you to everyone I know that I thought might be looking at refinancing as has my wife. Best wishes."

Mr. Ralph Javens


"Staff was courteous and prompt. BBB rating had an influence on my decision. Rate was competitive and process was simple. Good overall experience!"

Scott and Mary Montgomery - Cortland, Ohio
(view comment card)


"We were really happy to work with Ty Kovach. Finding a professional with great qualities is tough these days, but you guys "got it together!" Thanks

Michael and Jenever Utsey - Elyria, Ohio
(view comment card)


"We enjoyed working with AJ, our first home purchase went smoothly!"

Mark Kilma - Parma, Ohio
(view comment card)


"You guys were great! Russ has handled 4 loans for us over the years. He is the best!"

Michael and Joan Cuva - Avon Lake, Ohio
(view comment card)


"You can't do any better than prompt professional service. My thanks to Mark Patterson."

James Holomuzki - Brunswick, Ohio
(view comment card)


"Jamie Pepe was wonderful in providing support and service for our new home loan!"

Dawnelle Cook - Perrysburg, Ohio
(view comment card)


"I really enjoyed working with Jenny and was really impressed with how easy the process was."

Laura Melograno - Cleveland Heights, Ohio
(view comment card)


"A+ service, It would be hard to do better."

Martin Todd - Brunswick, Ohio
(view comment card)


"Patience kept me informed at all times, was very courteous and professional."

Pete Diguls - Willoughby, Ohio
(view comment card)

Loan Rate / APR
30 Yr Fixed 6.375 / 6.80%
15 Yr Fixed 6.125 / 6.625%
5/1 ARM 6.125 / 6.50%
3/1 ARM 6.000 / 6.375%
30 Yr Jumbo 7.375 / 7.875%
5/1 Int. Only 6.125 / 6.625%
3/1 Int. Only 6.000 / 6.50%
100% Financing 7.00 / 7.50%
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